Average annual total returns with sales charge: Returns for Class A sales charge reflect the deduction of the maximum sales charge of: 5.75% for Domestic Equity, Global and International, Real Estate and Asset Allocation Funds; 2.50% for Fixed Income Funds; and 3.00% for Enhanced Index and Principal Protection Funds.
Domestic Equity Funds - Class A Shares
Fixed Income Funds - Class A Shares
Global and International Funds - Class A Shares
Real Estate Funds - Class A Shares
Enhanced Index Funds - Class A Shares
Asset Allocation Funds - Class A Shares
Money Market Funds - Class A Shares
1 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least March 1, 2010. Expenses are being waived to the contractual cap.
2 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least October 1, 2009. Expenses are being waived to the contractual cap.
3 The Adviser has contractually agreed to limit expenses of the Fund. This agreement excludes interest, taxes, brokerage, extraordinary expenses and is subject to possible recoupment. The expense limits will continue through at least March 1, 2010. Expenses are being waived to the contractual cap.
4 The Fund's Acquired (Underlying) Funds Fees and Expenses are based on a weighted average of the fees and expenses of the Underlying Funds in which it invests. The amount of fees and expenses of the Underlying Funds borne by a Fund will vary based on the Fund's allocation of assets to, and annualized net expenses of, the particular Underlying Funds during the Fund's fiscal year. The total expense limit for the Fund, including the expenses for the Acquired (Underlying) Funds, is 1.65% for the Class A shares, 2.40% for Class B and Class C shares, 1.40% for Class I shares and 1.90% for the Class R shares.
5 ING Funds Distributor, LLC has contractually agreed to waive 0.10% of the distribution fee for Class A shares of ING Emerging Countries Fund. The fee waiver will continue through at least March 1, 2010.
6 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least March 1, 2010. The Fund is operating under the contractual expense limits.
7 The Fund's Acquired (Underlying) Funds Fees and Expenses are based on a weighted average of the fees and expenses of the Underlying Funds in which it invests. The amount of fees and expenses of the Underlying Funds borne by a Fund will vary based on the Fund's allocation of assets to, and annualized net expenses of, the particular Underlying Funds during the Fund's fiscal year. The total expense limit for Diversified International Fund, including expenses of the Acquired (Underlying) Funds, is 1.65% for Class A shares.
8 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least August 1, 2009. The Fund is operating under the contractual expense limits.
9 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least October 1, 2010. Expenses are being waived to the contractual cap.
10 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least August 1, 2009. Expenses are being waived to the contractual cap.
11 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least March 1, 2011. Expenses are being waived to the contractual cap.
12 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least March 1, 2010. The Fund is reimbursing the Adviser for amounts that have been waived during the previous 36 months.
13 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. The expense limits will continue through at least July 1, 2010. The Fund is operating under the contractual expense limits. If the Fund were not to borrow, or the interest expense on the borrowings is excluded from the expenses of the Fund, the net annual expenses for Class A, Class B, Class C, Class I, Class Q and Class W shares would be 1.45%, 1.95%, 1.95%, 1.20%, 1.45% and 1.20%, respectively.
14 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least October 1, 2009. The Fund is operating under the contractual expense limits.
15 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and is subject to possible recoupment. Please see the Fund's prospectus for more information. The expense limits will continue through at least April 4, 2011. Expenses are being waived to the contractual cap.
16 The Fund's Acquired (Underlying) Funds Fees and Expenses are based on a weighted average of the fees and expenses of the Underlying Funds in which it invests. The amount of fees and expenses of the Underlying Funds borne by a Fund will vary based on the Fund's allocation of assets to, and annualized net expenses of, the particular Underlying Funds during the Fund's fiscal year.
17 The Adviser has contractually agreed to limit expenses of the Fund. This expense limitation agreement excludes interest, taxes, brokerage, and extraordinary expenses and Acquired Fund Fees and Expenses, and such expense waivers are and is subject to possible recoupment within three years. Please see the Fund's prospectus for more information. The expense limits will continue through at least October 1, 2011. Expenses are being waived to the contractual cap.