Accumulation
The Accumulation component of Portfolio Construction helps you outpace inflation and the rising cost of living, to better pursue your long-term goals.
All investors have three things
unique to them:
- Specific long-term goals, such as a comfortable retirement, a second home, a child's education
- An investment time horizon, based on your current age and expected retirement age
- Accumulated assets, from existing investments and retirement plans
As a result, everyone has a unique number:
- Using the three factors above, you can calculate what you would need to achieve the retirement you want
- To find your number, go to ingyournumber.com
The higher your number, the more consideration you may want to give to accumulation.
Accumulation as part of Portfolio Construction:
- Helps you get to your number on time through investments that are more likely to grow over time
- Gives you the framework to seek out more dynamic and innovative investments than the norm
- Helps you take a longer-term perspective on risk and market volatility, potentially reducing the anxiety of investing
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