“Diversify!” is one of the axioms of investing. In other words, don’t put all of your financial eggs in one basket.
Mutual Funds allow investors a relatively simple means of doing this, by pooling many investors and types of investments into one professionally managed investment.
There is no one-size-fits-all strategy when it comes to investing. Your needs, goals and place in life are unique. Your investment professional can help you determine the right mix of funds for your goals and risk tolerance.
All investments come with some form of risk. ING Funds believes that smart investors are those who recognize some market volatility is inevitable, and should even be expected, in any comprehensive financial strategy.
ING Investment Management believes that asset allocation, a strategy where one invests in a range of asset classes, may be the best hedge against an unpredictable market. That philosophy hinges on the belief that few investors can accurately predict the market's highs and lows, so they usually do better if they stick with a mix of investments designed around their needs for the long run. Consider however that the asset allocation process cannot assure a profit or protect against loss.