“Diversify!” is one of the axioms of investing. In other words, don’t put all of your financial eggs in one basket.

Mutual Funds allow investors a relatively simple means of doing this, by pooling many investors and types of investments into one professionally managed investment.

Types of Funds:

• Domestic Equity Funds
  Focus on stocks offered by a U.S. companies, from blue chip stocks to start-up companies.
• Global/International Funds
  Allow investors to introduce foreign equities into their portfolios.
• Fixed Income Funds
  Invests in bonds and other income-oriented securities.
• Index Funds
  Tries to lower costs by reproducing specific market indexes, such as the Standard and Poor’s 500.
• Asset Allocation Funds
  Seeks a single product solution by investing across equities, fixed income securities and money market instruments.

   

Selecting a Fund

There is no one-size-fits-all strategy when it comes to investing. Your needs, goals and place in life are unique. Your investment professional can help you determine the right mix of funds for your goals and risk tolerance.

Volatility, Risk & Reward

All investments come with some form of risk. ING Funds believes that smart investors are those who recognize some market volatility is inevitable, and should even be expected, in any comprehensive financial strategy.

When to Buy, When to Sell

ING Investment Management believes that asset allocation, a strategy where one invests in a range of asset classes, may be the best hedge against an unpredictable market. That philosophy hinges on the belief that few investors can accurately predict the market's highs and lows, so they usually do better if they stick with a mix of investments designed around their needs for the long run. Consider however that the asset allocation process cannot assure a profit or protect against loss.